Where SaldeoSMART is better
- You and your accounting office work on the same platform.
- KSeF at no extra cost, without using OCR credits.
- Works in any browser, on any system.
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SaldeoSMART and Komplet
SaldeoSMART is a platform shared by businesses and their accounting offices: KSeF at no extra cost, documents read by OCR credits, bank data, and the books kept by the office on the same platform. If your accountant already works in Saldeo, it is the natural choice. Komplet does not keep the books either: it is a Mac app that reads your documents on the Mac with no credits, matches payments from any bank’s statements and prepares the month as files any accountant can use.
Komplet is not another accounting service. Its core job is gathering your documents, invoices, receipts and statements, and preparing them for whichever tool or accountant keeps your books. Easy to use, friendly, updated often, and made by entrepreneurs for entrepreneurs.
Side by side
| What | SaldeoSMARTBrainSHARE IT sp. z o.o. | KompletDynamicDigital |
|---|---|---|
| Platform | Web app in the browser, so it also works on a Macsource ↗ | Native Mac app (Mac App Store) |
| Issuing invoices and sending to KSeF | Yes, KSeF free (uses no OCR credits)source ↗ | Yes, free; sending to KSeF with Connect |
| Receiving from KSeF | Yes, freesource ↗ | Yes, with Connect, straight to your Mac |
| Reading receipts and cost invoices (OCR) | Yes, paid by credits (20 in “Asystent firmy”)source ↗ | Yes, on your Mac, free |
| Bank statements and payment matching | Yessource ↗ | Statements from any bank, payment matching and missing documents, free |
| Who keeps the books | Kept by your accounting officesource ↗ | No: your accountant keeps the books; Komplet prepares the month for them |
| Where your data is stored | In SaldeoSMART’s cloudsource ↗ | On your Mac and in your own folders; no account |
| Price for a small JDG | “Asystent firmy” 249 zł a year*source ↗ | Free for one company; Connect free during the launch offer, then 29 zł a month or 299 zł a year incl. VAT |
Komplet does not keep the books or file tax returns. Your accountant does the accounting; Komplet gets everything ready.
Where Komplet is better
- Reads documents on your Mac with no credits to count.
- Works with any accountant, whether or not they use Saldeo.
- Your documents stay on your Mac and in your folders.
- Free for one company.
- Easy to use, with plain words and a friendly design.
- Made by entrepreneurs for entrepreneurs, and updated often.
Using both
Yes. Komplet gathers and reads your documents on the Mac, matches payments and prepares the month as organised folders with readable names, a summary (CSV and PDF) and a ZIP, which you upload to SaldeoSMART or send to your accounting office. There is no direct connection; the link is the files.
Questions
Questions people ask
My accountant uses SaldeoSMART. Do I need Komplet?
Probably not for sharing documents, since Saldeo already connects you. Komplet helps if you want the reading and payment matching done on your Mac first.
Is the Saldeo price confirmed?
It is marked *: the 249 zł a year “Asystent firmy” plan should be checked on Saldeo’s price page or with your accounting office.
Does Komplet keep the books or file tax returns?
No. Komplet gathers and prepares your documents; your accountant keeps the books and files returns.
Other comparisons
Checked on 25 September 2026. Prices net unless stated. * to be confirmed with the maker (tbc).
Names of other products belong to their makers. Komplet is not affiliated with them; the facts come from their own pages, linked in the table.
Close every month without the hunt.
Drop documents in as they arrive. Komplet files them, checks them against your bank statement and tells you what is still missing. Free, for your Mac.
Mac only