You paid for 27 things this month. Where are the 27 invoices?
Komplet matches every payment to its invoice and shows what is missing.
Komplet is a free Mac app for sole traders (JDG) and small companies in Poland: invoices and KSeF, bank statements matched to invoices, and the month ready for your accountant.
Free, invoicing includedMac onlyEnglish and Polish100% secure and private
Everything below is in the free app, working today.
Create your invoice in Komplet and send it to your client, in the same app where your costs and bank statements already are.
Drag an invoice onto the Komplet icon in the menu bar, into the window, or open it with ⌘O. Komplet reads the seller, NIP, invoice number, date, amount and currency, from the PDF itself or from a scan or a photo, in Polish and English.
Komplet writes each document into your own folder tree, one folder per month, named by date, seller and number. Already have years of invoices in folders? Point Komplet at them and it reads what is there.
Add the month’s bank statement as a PDF. Komplet reads every line and pairs each payment with the invoice that explains it, by invoice number, amount, NIP and seller, even a euro invoice you paid by card in złoty. Whatever is still missing a document shows in amber.
Komplet recognises transfers to your tax micro-account and to ZUS, groups them by tax and period, and shows what you paid, when, and what comes next. Deadlines already skip weekends and Polish public holidays.
“Export” builds a folder and a ZIP: every document under a readable name, the month’s statements, and a summary as PDF and as a spreadsheet. Send it by Mail, or share a link from iCloud Drive.
Who you pay most over twelve months, in złoty even when they bill in euro or dollars.
The NBP rate for the day before the invoice, shown as ≈ zł under every foreign amount.
Notes with a date, and the document or file they are about, right on Home.
Twelve months side by side on Home. A month with nothing filed stands out.
Switch the language in the app at any time. It reads Polish documents either way.
Nothing to sign up for. With more than one Mac, it syncs through your own iCloud.
For the moments the paperwork turns into questions: a letter from the tax office, a figure you cannot place, a deadline you are not sure about. Komplet AI reads them with you, from your own records, and shows its sources.
Free for everyone who starts now, until 31 December 2026. Then part of Connect, 39 zł a month.See the plans →
Drop in a letter from the tax office, ZUS, customs, a court or the town hall. Komplet reads it and tells you what they ask, by when, and what happens if you do nothing, in English, Polish or Ukrainian. It drafts a formal reply in Polish and a message for your accountant, then checks every claim against the law.
How does this quarter compare with the last? Which clients are late? What is due next month? Ask in your own words: Komplet looks up the invoices, costs, bank lines and tax periods it needs and answers with the figures.
Your cash runway, the next VAT, income tax and ZUS with an estimate, what clients owe and for how long, and this year against the last. Findings flag what deserves a look: an EU sale without the buyer’s VAT number, a client paying late, a tax paid late without interest.
Real screens of Komplet, filled with an invented business. Click one to see it full size.
An invoice made in Komplet, ready to send to your client.
Where you stand this month: spending, documents, what is left to pay, deadlines and the year so far.
Payments and documents in one list, with the statement for each bank account on top.
What Komplet read from the document, ready to check and file.
Every cost and every tax payment across months: paid, to pay, and when.
ZUS and income tax by period, read from your bank statements.
Your suppliers ranked by what you spent with them over the last twelve months.
Drop a file on the Komplet icon without opening the window.
Your company, your bank accounts, your folders and your deadlines.
An official letter explained: what they ask, by when, and the legal grounds.
A question about the business, answered from its own records.
Cash runway, the next taxes, what clients owe, and findings worth a look.
Your invoices say a lot about your business. They are not sent anywhere to be read.
Text comes from the PDF, or from Apple’s text recognition running on your Mac for scans and photos.
Documents live where you choose. Komplet keeps an index of them, never the only copy.
Nothing to sign up for. Nothing leaves your Mac unless you send it to KSeF or your accounting service, or ask Komplet AI, and then only what you allow.
“My accountant keeps asking me for documents I can’t find.”
“Money in, money out, invoices sent, documents missing. Done.”
“I just want to know what I’m supposed to do.”
“If I’m paying an accountant, why am I doing all this paperwork myself?”
“Is everything actually ready for my accountant?”
“What is KSeF? Can I deduct this? What does my accountant need?”
A one-person business, ryczałt or VAT, with an accountant or on your own.
Polish rules in plain English, and Polish invoices read for you.
Your status in 2026, ZUS, VAT-UE for foreign clients, and what to keep.
Full accounting needs every document, every month. Komplet gets them there.
JDG or sp. z o.o., ZUS, VAT, KSeF, PKD codes: what they mean, what you have to do, and when. Written for people who run a business, and checked against official sources.
Connect Claude for Mac, Claude Code or Cursor to Komplet: ask which invoices are unpaid, who your best clients are, or have it write an invoice draft.
On B2B you invoice a client from your own business instead of being employed. What the contract usually says, how it is taxed, and what to check before you sign.
Yes: since 8 July 2026 a Polish labour inspector can rule that your B2B contract is a job. What they look at, the client’s 2,000–60,000 PLN fine, and what to do now.
On 18,000 PLN a month, B2B leaves about 28,000–40,000 PLN more a year than a UoP in 2026. The worked example, what you give up, and the new PIP risk.
A foreigner's path through the Polish annual return for 2026: resident or not, PIT-37, PIT-36, PIT-36L or PIT-28, PIT/ZG for income abroad, logging in, 30 April 2027.
One free login, the Profil Zaufany, opens CEIDG, e-Urząd Skarbowy, eZUS and KSeF. How to get it with a PESEL and no Polish bank, the eZUS login, and accountant access.
Random PDFs, screenshots, ZIP files, invoices on WhatsApp, payments with no document: your clients’ paperwork is the hard part of your job. Point them to Komplet. It is free for them, and every month arrives complete and named the same way.
Komplet for accountants →
24 payments
21 documents found
3 documents missing
for managing your paperwork, with everything above.
Connect · 39 zł a month, when you want Komplet to connect and automate (KSeF and inFakt today, wFirma next), with Komplet AI included: Ask Komplet, letters explained and Insights. Free until the end of 2026 for everyone who starts now.
See pricing →
Drop documents in as they arrive. Komplet files them, checks them against your bank statement and tells you what is still missing. Free, for your Mac.
Mac only
