Guide 5 of 7

Doing business in Poland as a foreigner

Who can open a business here, the numbers and logins you need, tax residence, and which country’s social security you pay into.

15 articles, in orderabout 125 minutes in all

A consultant from abroad working on his laptop at a café window in Kraków, a letter beside his coffee
  1. Can a foreigner open a JDG in Poland? Who can, and how, in 2026

    EU, EEA, Swiss and US citizens can open a JDG like a Pole. Other foreigners need a listed status. What you need first, the CEIDG form, and your first month.

    10 min readRead the article
  2. EU citizen with a Polish JDG: can you stay insured in your home country?

    Only if EU rules put you there and an A1 certificate says so. Who qualifies, the CEIDG insured-abroad box, health cover and the startup reliefs.

    8 min readRead the article
  3. Polish tax residency for foreigners: the 183-day rule and your income from abroad

    When Poland taxes your worldwide income: the 183-day and centre-of-interests tests, tax treaties, the CFR-1 certificate, moving mid-year and digital nomads.

    9 min readRead the article
  4. Filing your Polish tax return as a foreigner (2026 income): which PIT, where and how

    A foreigner's path through the Polish annual return for 2026: resident or not, PIT-37, PIT-36, PIT-36L or PIT-28, PIT/ZG for income abroad, logging in, 30 April 2027.

    7 min readRead the article
  5. NIP, REGON, PESEL and KRS: which Polish number is which?

    PESEL is you, NIP is your tax number, REGON the statistics number, KRS a company's. Who issues each, where each one goes, and NIP without a PESEL.

    8 min readRead the article
  6. Profil Zaufany, eZUS and e-Urząd Skarbowy: how foreigners log in

    One free login, the Profil Zaufany, opens CEIDG, e-Urząd Skarbowy, eZUS and KSeF. How to get it with a PESEL and no Polish bank, the eZUS login, and accountant access.

    9 min readRead the article
  7. Invoicing a client abroad from Poland: reverse charge, "np" and currencies

    Reverse charge for EU clients, "np" for the rest of the world: what your invoice must say, when to register for VAT-UE, and how KSeF and euros work in 2026.

    8 min readRead the article
  8. How to read a Polish invoice, field by field (with the English for each word)

    Faktura VAT, netto, brutto, zw, np, MPP, numer KSeF: every field on a Polish invoice translated into English, with what to check before you pay one.

    8 min readRead the article
  9. Invoices in euros or dollars in Poland: which exchange rate do you use?

    Use the NBP rate from the business day before. How to convert EUR and USD invoices for income tax and VAT, with a worked example of exchange differences.

    8 min readRead the article
  10. Google Ads, Adobe or AWS invoices: do you need VAT-UE registration if you're VAT-exempt?

    Google Ads or Adobe billed from abroad is an import of services. Even a VAT-exempt JDG registers for VAT-UE, files VAT-9M and pays 23%. AWS is different.

    8 min readRead the article
  11. What is a B2B contract in Poland, and what should you check before signing?

    On B2B you invoice a client from your own business instead of being employed. What the contract usually says, how it is taxed, and what to check before you sign.

    10 min readRead the article
  12. B2B or an employment contract (UoP): which pays more once you count everything?

    On 18,000 PLN a month, B2B leaves about 28,000–40,000 PLN more a year than a UoP in 2026. The worked example, what you give up, and the new PIP risk.

    8 min readRead the article
  13. How much does an accountant cost in Poland (including one who speaks English)?

    Typical 2026 monthly prices for a JDG and a sp. z o.o., the extra fees in the small print, English-speaking service, and what to put in the contract.

    8 min readRead the article
  14. What is e-Doręczenia, and does your JDG need an e-delivery address now?

    Every JDG in CEIDG needs an e-Doręczenia address from 1 October 2026, suspended ones too. What it is, how to set it up free, and how not to miss a letter.

    7 min readRead the article
  15. How to suspend a JDG in Poland (we just did it), and why you might want to

    Suspending a Polish JDG in CEIDG is free and online. What stops (ZUS, PIT advances, VAT returns), what does not, the PKD 2025 catch, and how to resume.

    9 min readRead the article

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