Your documents and your accountant
Whether you need an accountant, what they need from you each month, what to keep and for how long, and how to hand it all over without the hunt.
Your right to run a business in 2026, what changed on 5 March, a FOP back home, and the everyday rules for freelancers working for foreign clients.

Since 5 March 2026 not every Ukrainian in Poland can open a JDG. See who still can (PESEL UKR, CUKR), what happens to older JDGs, and your other options.
Read the articleLiving in Poland with a Ukrainian FOP? When Poland taxes all your income, why the FOP can make you resident twice, the single tax, and ZUS.
Read the articleEU, EEA, Swiss and US citizens can open a JDG like a Pole. Other foreigners need a listed status. What you need first, the CEIDG form, and your first month.
Read the articleUp to 10,813.50 PLN a quarter in 2026 with no CEIDG entry and no ZUS of your own. Who can use działalność nierejestrowana, what records to keep, how tax works.
Read the articleA JDG is Poland's sole trader: you, registered as a business. Who can open one, what it costs in 2026, what you risk, and what you file each month.
Read the articleJDG or sp. z o.o. in 2026: liability, ZUS, tax, accounting and closing side by side, when a company pays off, and which one a foreigner can open.
Read the article0 PLN social ZUS for 6 months, then 420.86 PLN a month for 24 months in 2026. Who qualifies, what you give up, and what to file when the first 6 months end.
Read the articleRyczałt, liniowy or skala for a Polish JDG in 2026: the rates, the health contribution, a worked example of which one wins, and the deadline to choose.
Read the articleWhen Poland taxes your worldwide income: the 183-day and centre-of-interests tests, tax treaties, the CFR-1 certificate, moving mid-year and digital nomads.
Read the articleA foreigner's path through the Polish annual return for 2026: resident or not, PIT-37, PIT-36, PIT-36L or PIT-28, PIT/ZG for income abroad, logging in, 30 April 2027.
Read the articleOne free login, the Profil Zaufany, opens CEIDG, e-Urząd Skarbowy, eZUS and KSeF. How to get it with a PESEL and no Polish bank, the eZUS login, and accountant access.
Read the articleTypical 2026 monthly prices for a JDG and a sp. z o.o., the extra fees in the small print, English-speaking service, and what to put in the contract.
Read the articleDrop documents in as they arrive. Komplet files them, checks them against your bank statement and tells you what is still missing. Free, for your Mac.
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